Person writing a check

Personal Checking

Money management that's in tune with modern lifestyles

So there's nothing new under the sun? Whoever said that never looked at HHSB's first-rate checking options. While you're still free to write all the checks you want, we've gone totally 21st century with accounts that feature everything from digital banking tools and higher interest earnings to cash rewards and even music downloads.

Account Kasasa Cash® Kasasa Cash Back® Kasasa Play® HHSB Personal Checking
Rewards Free checking

5.00% APY* on balances up to $25,000

5.00% to 1.18% APY on balances above $25,000 depending on balance in account*

Earn 0.01% APY* if qualifications aren’t met

Links to

Learn more about the Kasasa Cash® account
Free checking

Earn 5.00% cash back on debit card purchases*

Earn cash back on your first $200 in purchases each month

No category restrictions on purchases

Links to
Kasasa Saver®

Learn more about the Kasasa Cash Back® account
Free checking

Reimburse up to $10 on debit card purchases made with music, video, gaming, and other digital streaming services

Earn as much as $120 cash back per year, $10 per month

Streaming services include Spotify®, Netflix®, Twitch®, and many more 

Links to

Learn more about the Kasasa Play® account
Free checking

Reduced Safe Deposit Box rates

Digital Wallets including Apple Pay, Google Pay & Samsung

My Money Manager budgeting software

Free money orders & cashier’s checks
Monthly Service Fee None None None None
Free ATMs Refunds up to $25 a month Refunds up to $25 a month Refunds up to $25 a month
Yes, at HHSB ATMs -
non-HHSB fees will apply
Online Banking and Mobile Banking Yes Yes Yes Yes
Free debit card Yes Yes Yes Yes
Minimum to Open $25 $25 $25 $25


Hoosier Heartland State Bank is a full-service bank with locations throughout West Central Indiana.

*See Kasasa Cash®, Kasasa Cash Back®, and Kasasa Play® pages to see full details