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Kasasa Cash®

Earn high interest on your balance and get refunds on your ATM withdrawal fees with Kasasa Cash®. This free checking account has no monthly service charge and requires no minimum balance to earn rewards. It’s a great option for those who like to keep a little extra padding in their checking balance. You’ve worked hard to put that money in there — now let it work hard for you.

  • ​Free checking that pays high interest
    • 5.00% APY* on balances up to $25,000
    • 5.00% to 1.18% APY on balances over $25,000 depending on balance in account*
    • 0.01% APY* if qualifications aren’t met

  • No minimum balance requirement to earn rewards
  • No monthly service charge
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Unlimited Debit Card ATM transactions
  • Unlimited Debit Card Point of Sale transactions
  • Link to free Kasasa Saver® (for effortless saving)
  • Add Kasasa Protect® for comprehensive fraud protection*
  • Free digital banking, including:
  • Money management tool My Money Manager available
  • Unlimited check writing
  • Free MasterCard Debit Card
  • $25 minimum deposit to open

It’s Easy to Qualify for your Kasasa Cash® Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 15 debit card purchases
  • At least 1 automatic withdrawal or direct deposit from/to your account
  • Be enrolled in and agree to receive eStatements

Even if you don’t qualify, there’s still no monthly service charge and you’ll still earn the base rate. Plus, you can get right back to earning your full rewards the very next month!


Enroll above today or come visit us to enroll! Questions? Please contact us any time.

Kasasa Cash
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

The Kasasa Monthly Qualification Cycle runs from the third Wednesday of the month through the third Tuesday of the following month. To qualify for the reward, the requirements must be met during this timeframe. The reward will be paid at the beginning of the next Kasasa Monthly Qualification Cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Kasasa Cash account earn an interest rate of 4.89% resulting in an APY of 5.00%; and daily balances over $25,000 earn an interest rate of 0.25% on the portion of the daily balance over $25,000, resulting in a range from 5.00% to 1.18% APY depending on the account's daily balance.

You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash or Kasasa Cash Back transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.01% resulting in an annual percentage yield of 0.01% and ATM withdrawal fees are not refunded.

Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 12/20/2023.
APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, logins and other requirements apply.
A $25 minimum deposit is required to open the account.
Enrollment in electronic services (e.g. online banking, e-statements) and logins may be required to meet some of the account's qualifications.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
High-rate claim is based on FDIC's National Weekly Rates for interest checking accounts. Claim is independent of any one institution's offerings. Comparison Source: Interest Checking, FDIC. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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