- Free account that builds your savings effortlessly
- Links to free Kasasa Cash®, Kasasa Cash Back®, or Kasasa Play® checking
- Automatic transfers of Kasasa Cash, Kasasa Cash Back, and Kasasa Play earnings
- 1.00% APY* on balances up to $100,000
- 1.00% to 0.62% APY on balances over $100,000 depending on balance in account*
- 0.01% APY‡ on all balances if qualifications are not met in Kasasa checking
- No monthly service charge
- No minimum balance to earn rewards
- Free HHSB Digital Banking to access your accounts any time, anywhere, from any device
- Free eStatements
- Free electronic payments and transfers
- Free balance and transaction alerts via text message, email, and app notifications
- $25 minimum deposit to open
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa checking account during each Monthly Qualification Cycle:
- At least 15 debit card purchases
- At least one direct deposit or ACH transaction
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver®. And you can get right back to earning your full rewards the very next cycle that you qualify.
If for some reason you don’t meet these qualifications, don’t worry — You can still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.
Come visit us to enroll today! Questions? Please contact us any time.
Kasasa Saver for Cash Disclaimer
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
The Monthly Qualification Cycle runs from the third Wednesday of the month through the third Tuesday of the following month. To qualify for the reward, the requirements must be met during this timeframe. The reward will be paid at the beginning of the next Kasasa Qualification Cycle.
Reward Information:
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your Kasasa Saver account earns an interest rate of 0.996% resulting in an APY of 1.00% and daily balances over $100,000.00 earn an interest rate of 0.25% on the portion of the daily balance over $100,000.00, resulting in a range from 1.00% to 0.63% APY depending on the account's daily balance.
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your Kasasa Saver account earns an interest rate of 0.996% resulting in an APY of 1.00% and daily balances over $100,000.00 earn an interest rate of 0.25% on the portion of the daily balance over $100,000.00, resulting in a range from 1.00% to 0.63% APY depending on the account's daily balance.
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.01% resulting in an annual percentage yield of 0.01% APY.
Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 12/20/23.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, logins and other requirements apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, logins and other requirements apply.
A $25.00 minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
High rate claim is based on FDIC's National Weekly Rates for interest checking accounts. Claim is independent of any one institution's offerings. Comparison Source: Interest Checking, FDIC. http://www.fdic.gov/regulations/resources/rates/.
Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.