Start Your Home Buying Journey with HHSB

Get the support you need as a first-time homebuyer with HHSB’s mortgage team.

Buying your first home is exciting, but applying for your first mortgage can also feel overwhelming. Large banks and online services might seem easier, but for every question you want answered, you’ll spend hours listening to hold music on a customer service line.

Wouldn’t you rather know the name of your loan officer?

For over a century, Hoosier Heartland State Bank has been helping first-time homebuyers navigate their first mortgage with confidence. Because we’re a small, locally-owned bank, you won’t be playing phone tag with someone out of state; you’ll work with a dedicated mortgage team made up of your future neighbors.

Why choose HHSB for your first home?


Local decision-making & servicing
All loan approvals and servicing are handled locally, so your questions never go through long chains or call centers.


Personalized support
You’ll have a dedicated loan officer to walk you through each step.


Competitive rates & flexible programs
Whether you prefer a fixed or adjustable rate, we make home financing simple with flexible down payment options.


Proven reputation
With a tradition of service for 125 years, we've been named central Indiana’s “Best Mortgage Lender” and “Best Financial Institution”.

Are you ready to refinance?