Two-story house on a hill

HHSB Mortgage Services

 Joseph Avry
Joseph Avry
MLO #13985
Real Estate Specialist
765-230-3228
 
 

Making Homeownership Possible for 125 Years

Hoosier Heartland State Bank has been proudly serving west central Indiana for over 125 years. We know that finding the perfect home for your clients is only part of the journey. That’s why our experience mortgage team is here to help you provide a seamless experience from contract to closing.

With Joseph Avry as your Mortgage Loan Officer, your clients will receive personalized support, clear communication, and mortgage solutions tailored to their unique needs. Whether they’re first-time buyers or upgrading to their dream home, HHSB Mortgage Services is here to make the process smooth and stress-free. That’s why we’ve been recognized as the “Best Mortgage Company” in Montgomery County three times in the past five years.
 
  • In-House Service, Local Experts:  Real estate loans and home mortgages are handled in-house, with a live, local expert by your side.
  • Flexible & Convenient:  We’ll meet you wherever and whenever it works best for you.
  • Always Accessible:  Reach us directly, even after regular business hours.
  • Local Decisions, Faster Approvals:  Every decision is made by employee-owners who know the community.
  • Real-Time Loan Updates: HHSB's Customer Portal keeps borrowers and agents informed with instant status updates, key contacts, required documents, and closing details.
Count on HHSB Mortgage Services to help your clients make the right moves
 
  • Competitive rates and closing costs on first and second mortgages
  • Home financing with flexible terms
  • Fixed-rate mortgages that offer steady monthly payments
  • Adjustable-rate loans that feature lower payments for several years
  • Cash-out and refinancing options available
Who We Are
 
  • At HHSB, we’re all about community. As employee-owners, we’re as serious about giving back as we are about helping you with all your financing needs. In 2013 we made it our mission to redefine what it means to be a community bank, and we’re proud to have given back over $2 million in direct charitable contributions following these standards:
  • Giving back 10% of our annual income to the communities we serve
  • Giving back our time and talents
  • Devoting ourselves to the success of our clients