Checking Accounts

Are you looking for a unique checking account with no monthly fee and the possibility to earn cash with a good interest rate, earn cash back for using your debit card, or earn rewards for purchases? We are proud to introduce our new Kasasa line of checking accounts. You can get a brief description from the chart below or a full description by clicking "Learn More" beneath the title of each account. If you’re looking for one of our classic HHSB accounts, please scroll down to the bottom of the page and click on each one to learn more.

*See Kasasa Cash®, Kasasa Cash Back®, and Kasasa Tunes® pages to see full details 

 

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the statement cycle preceding the current statement cycle. "APY" means annual percentage yield. Rates are current as of 03/01/2019. When Kasasa Cash® qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000 in your Kasasa Cash® account earn an interest rate of 2.00% resulting in an APY of 2.00%; and daily balances over $15,000 earn an interest rate of .48% on the portion of the daily balance over $15,000, resulting in a range from 2.00% to .48% APY depending on the account's daily balance. When your Kasasa Cash®, Kasasa Cash Back® and Kasasa Tunes® account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back® account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. When your Kasasa Cash® qualifications are not met, the interest rate earned on the account's entire daily balance will be .05% resulting in an annual percentage yield of .05% and ATM withdrawal fees are not refunded. Interest will be credited to your Kasasa Cash® account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/01/2019. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. As a bonus to individuals who open and fund a new Kasasa Tunes® account, our bank will refund up to an aggregate total of $20.00 (which includes any applicable taxes) for any iTunes®, Amazon.com® or Google Play purchases made with your Kasasa Tunes® debit card that post and settle to the account within the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes®, Amazon.com®, Google Play purchase threshold of $20.00 posts and settles to your account. A $25.00 minimum balance is required to obtain this bonus. When your Kasasa Tunes® account qualifications are met during a Monthly Qualification Cycle, you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes®, Amazon.com® or Google Play purchases. In order to be refunded, iTunes®, Amazon.com®, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. When your Kasasa Tunes® account qualifications are not met, iTunes®, Amazon.com® and Google Play purchases and ATM withdrawal fees are not refunded. iTunes®, Amazon.com® and Google Play purchase reimbursements and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Tunes® account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash® and Kasasa Cash Back® accounts during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $25.00 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. iTunes® is a registered trademark of Apple, Inc. Amazon.com® is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc®., Amazon.com® and Google, Inc. are not participants in or sponsors of this program. Kasasa®, Kasasa Cash Back® and Kasasa Tunes® are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

 

HHSB Student Checking

 

HHSB Simple Checking

 

HHSB Daily Hero Checking

Hoosier Heartland State Bank wants to honor the everyday heroes living right here in our communities with a special account. This is an account for active military personnel, veterans, public safety/first responders and educators. We truly appreciate your sacrifice whether it is for our country, keeping our streets safe, being a first responder or shaping the youth of tomorrow.

                 *Subject to availability       **Subject to approval

*For active military or veterans it would be an honor to present the families of our Military Daily Heroes with a flag display case upon their passing. You kept our country safe for us. We will never forget. Flag cases will be distributed through the American Legion Honor Guard or directly to family members by request.

 

HHSB Direct Checking

 

HHSB Priority Checking

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